About
Careers Verified is a leading talent and business solutions company that partners with organizations across multiple industries to provide recruitment, consulting, and strategic support services. Through its diverse business offerings, the company helps organizations access top talent, innovative solutions, and expert guidance to drive growth and improve performance.
With extensive experience serving sectors such as finance, technology, telecommunications, healthcare, engineering, oil and gas, FMCG, and aviation, Careers Verified is committed to creating opportunities and delivering exceptional results for businesses and professionals alike.
Job Description
The Graduate Trainee Program (Consumer Lending) is designed to develop young professionals into skilled consumer lending and credit specialists. Participants will receive structured training and practical exposure in areas such as customer acquisition, credit assessment, loan origination, portfolio management, and customer relationship management.
The program provides an excellent opportunity for graduates interested in building a career in consumer finance and lending services.
Key Responsibilities
- Participate actively in all training and development activities.
- Identify and onboard eligible customers for loan products.
- Generate leads and build a pipeline of potential borrowers.
- Educate customers on loan products, requirements, and repayment terms.
- Assist with the collection and verification of customer documentation.
- Conduct preliminary customer profiling and financial assessments.
- Support credit appraisal and loan processing activities.
- Follow up with customers throughout the loan application process.
- Maintain accurate customer and lending records.
- Monitor loan portfolios and support repayment tracking.
- Assist with managing delinquent accounts and recovery activities.
- Build and maintain relationships with customers and corporate partners.
- Prepare daily, weekly, and monthly performance reports.
- Ensure compliance with lending policies and regulatory requirements.
Key Performance Indicators (KPIs)
- Number of qualified loan applications sourced.
- Loan disbursement volume and value.
- Customer acquisition rate.
- Loan portfolio quality.
- Repayment and collection performance.
- Loan processing turnaround time.
- Compliance with lending policies and procedures.
- Accuracy and timeliness of reports.
- Training assessments and performance scores.
Qualifications & Requirements
Education
- Bachelor’s Degree or HND in:
- Finance
- Economics
- Accounting
- Banking and Finance
- Business Administration
- Marketing
- Statistics
- Related disciplines.
Academic Requirements
- Minimum of Second Class Lower (2:2) or Lower Credit.
Other Requirements
- NYSC discharge certificate or exemption certificate.
- Strong interest in consumer lending, credit analysis, and financial services.
- Maximum age of 27 years is an added advantage.
Skills & Competencies
- Excellent communication and interpersonal skills.
- Strong analytical and numerical abilities.
- Proficiency in Microsoft Office applications, especially Excel.
- Ability to work under pressure and meet targets.
- High level of integrity and professionalism.
- Strong attention to detail.
- Credit analysis and risk assessment skills.
- Customer acquisition and relationship management skills.
- Financial analysis capabilities.
- Negotiation and persuasion skills.
- Data analysis and reporting skills.
- Time management and teamwork abilities.
Career Progression Opportunities
Successful trainees may progress into roles such as:
- Consumer Lending Officer
- Credit Analyst
- Loan Officer
- Relationship Officer
- Credit Risk Officer
- Consumer Lending Team Lead
Compensation & Benefits
- Competitive monthly salary or stipend.
- Performance-based incentives.
- Structured learning and development programme.
- Mentorship and career growth opportunities.
- Health and welfare benefits (where applicable).
- Opportunity for full-time employment upon successful completion of the programme.
How to Apply
Interested applicants should apply by clicking the APPLY NOW button